Get Rid of ROOFING CONTRACTOR For Good

There is no such thing to be over protective when it comes to your home as well as your finances. There are numerous roofing contractors out there that are willing to bend the guidelines to simplify things for themselves, resulting in problems for you as well as your roof. Even honest contractors make mistakes every once in a while. That’s why it is critical to know these 4 simple methods to protect yourself when choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to fix a leak on your roof. One of their workers decides never to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to cover his medical expenses, because he was hurt on your property.

Solution: Roofers Compensation is a kind of insurance covering roofing injuries. In case a roofing contractor has workers compensation, any injured employees have entitlement to recover expenses for hospital bills and being unemployed. Be sure that your roofing contractor has workers compensation so you are saved the trouble and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there is an unexpected storm. Water seeps into your house and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but you can find exclusions preventing coverage of the interior of your building. You end up paying to repair the damages yourself.

Solution: If damage occurs to your house or building that is the fault of a roofing contractor, you intend to be sure they have good liability insurance. This can cover anything from broken windows to damaged interiors as stated in the situation above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it’s almost like there is absolutely no coverage at all. Look for coverage that doesn’t exclude water damage caused by leaving a roof open.

Business License
Problem: You hire a fresh roofing company to focus on your roof. A few months later you notice a leak. You make an effort to contact the company, but can’t find their information. roofing errors make an effort to look them up by their business license and you find that there is never a business license issued for that company. You are forced to cover the repairs yourself.

Solution: Check ahead of time that your roofing contractor includes a business license. If they don’t possess a license, it may be a sign that they don’t know what they are doing. The business could easily disappear or walk out business.

In the state of Utah, your roofing company must have a shingle license and a general roofing license to install a pitched roof. A flat roof installation only requires a general roofing license.

An over-all contractor is legally able to install a roof with out a roofing license if they have an over-all contractor license. However, there have been many cases of general contractors branching out and installing roofs themselves when they lack the correct training. This causes problems for building owners along with home owners. It is ideal for a general contractor to get a roofing license along with their general contractors license.

In Utah, the number for a general roofing licence is S280. The overall contractors license is B100.

If your roofing contractor is in the middle of working on your roof and you also find that they will have given fraudulent business license information, (in Utah) you have the option to terminate their service right away. You are not necessary to pay anything to the contractor since they were operating illegally. After that you can find a qualified contractor to fix your roof and finish the job.

Lien Waiver
Problem: Your roof has been completed and you pay the contractor. However, a couple weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your own roof. You discover your contractor didn’t pay his supplier and that you will be now responsible for that payment. This has happened and can happen to you.

Solution: Be sure to request a lien waiver once the job is completed and before you pay. A lien waiver simply states that when the contractor does not make his payments to a supplier or employees, you aren’t responsible to cover them. It is ultimately in place to safeguard the home or building owner from paying twice. In the event that you have the lien waiver before you pay, it really is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.